Modular Home Mortgage Financing

Any Factory Built home (UBC, IRC, pre-fabricated homes, kit homes, log homes, concrete. bamboo)
Conventional financing, FHA, VA, USDA, Section 184

Purchase or Refinance - (simple or cash out)

Full Doc or Stated financing

Construction & Vacant Land Financing

Investor Financing, Rehab/Renovation, Hard Money

HELOCs, 2nds & Reverse Mortgages

The first step to financing your Modular Home is

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or Call Me!

Do you have decent credit? Every financial expert around will tell you that NOW is the time to buy your home! And if you're not familiar with the construction values of Factory Built housing, you owe it to yourself to closely examine any existing factory built home that attracts your attention. I highly suggest you read this Modular Home Construction Guide. Lately, you can't tell the difference between 'Pre-fabricated' and traditional 'stick-built.' Another additional huge benefit of the factory built home business is the green aspect of the construction process. The fact is that modular homes are the best value, square foot by square foot, that you can invest in and own. We've specialized in this mortgage market for 25 years. We know the manufacturers, and how the business and industry works. We have manufacturer info on virtually every factory built home ever built! Every new homeowner wants the best interest rate and mortgage terms possible, from the most knowledgeable, most convenient, most reliable mortgage finance institution. You need a finance partner who has your best interest at heart. I provide all of that!

Modular Home Construction Videos:

Modular Home Construction
What is A Modular?
Modular Home Set

Maybe it doesn't need repeating, I look forward to earning your mortgage business.

Click Here - Complete and submit the form factory built home mortgage

or Call Chris!

Were you looking for Manufactured home financing instead? Go here.

Questions?

1. What’s your interest rate?
You can check the daily crawler that displays today’s average rates at the bottom of this page.

2. What credit score do I need?
The short answer is 600 or better for conventional financing (FHA financing is more liberal. In some instances we may be able to go as low as 580). I can help with this one too. Click here, complete and submit the form on the right and I’ll get more specific. I’ll show you how to pull your credit without creating an ‘inquiry.’ I also have several resources to assist you in understanding your credit.

3. How much money down?
With the current churn in the mortgage industry, this answer is simpler. You need 5% down. (3% for FHA of course. Call me about ‘family gifting’)

Factory-built homes are gaining popularity among buyers who appreciate the speed with which they can be constructed as well as their discounted price – 10 to 35 percent less compared to stick built, according to the Manufactured Housing Institute. One problem is the difficulty potential buyers have finding information and qualified builders. "We have not, as an industry, learned to promote our homes," admits Vic DePhillips, chairman of the National Association of Home Builders' (NAHB) Building Systems Councils. Some locales still aren’t accepting of factory-built technology, but increasing numbers of zoning boards have come to understand that finished factory-built homes look no different than stick built, says John Perry, chief executive of Contempri Industries Inc., a modular house manufacturer in Pinckneyville, Ill. Source: Chicago Tribune 7/14/2010

Would you like a free article on a specific aspect of the mortgage industry?
Click here, select the article you want, fill out the form, and I’ll email it to you pronto.

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